Automotive Repair &
Service Shop Funding

A lift goes down, your best tech needs tools, or you're ready to add a bay. HeyFunder funds auto shops fast so you stay open, stay competitive, and stay profitable.

✓ Same-day funding available
★ All shop types
Automotive
Automotive
24 Hours
Funded — Apply Today, Cash Tomorrow
All Credit
Types Welcome — 500+ Scores Considered
No Collateral
Required on Most Programs
5 Minutes
To Apply — No Paperwork Needed

A down lift or broken diagnostic scanner costs you revenue every single hour. We fund emergency equipment before your next Monday morning.

★★★★★
"My alignment machine went down on a Monday. By Wednesday I had $45,000 funded and a new machine ordered and shipped. HeyFunder literally saved my shop. That machine pays for itself every single week and I'm already looking at a second location."
Tony B.
Auto Shop Owner · Chicago, IL
Why HeyFunder
Why business owners in your industry choose us
We've funded hundreds of businesses just like yours. Here's what sets us apart.
🚗

Equipment is your revenue engine.

A broken lift or failed diagnostic tool stops revenue cold. We fund emergency equipment replacements in 24 hours — not 3 weeks.

📊

Car count and RO value matter most.

We analyze your monthly car count and average repair order — not just a credit score. Shops that banks decline are often our best clients.

⚡

We don't have slow loan committees.

Auto shop emergencies are real. Most clients receive an offer within hours of submitting — not days.

🤝

We understand the shop business.

Labor rates, parts margins, seasonal patterns, insurance work cycles — our advisors know automotive.

How Owners Use It

Real ways to put this funding to work

Click any scenario to apply — every one of these is something we fund every week.

🚗

Equipment & Lift Replacement

Alignment machines, tire changers, diagnostic scanners, hoists — fund equipment that directly expands your service capacity.

Apply →
🏗️

Shop Expansion & New Bays

Add service bays, build a detail area, install a quick-lube lane, or upgrade your customer waiting room.

Apply →
🛞

Parts Inventory & Supplies

Stock the fast-moving parts and supplies that reduce wait times, increase throughput, and build customer loyalty.

Apply →
👨‍🚗

Hiring & Retaining Technicians

Finding great techs is hard. Once you find them, fund the onboarding and ramp-up period without cash flow stress.

Apply →
📣

Marketing & Local Advertising

Google Business Profile ads, direct mail campaigns, local SEO — fund the marketing that fills your bays every week.

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❄️

Slow Season Working Capital

January, February, slow summer stretches — keep payroll flowing and the lights on during soft periods.

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No obligation · Advisor calls in 2 hours

Simple Process

From application to funded — in as little as 24 hours

1

Apply in 5 Min

Fill out our quick online form. No hard credit pull to get started.

2

Advisor Reviews

A real HeyFunder funding specialist reviews your file and calls you shortly.

3

Pick Your Offer

We review your file and present your best funding options. You choose what works — no pressure.

4

Get Funded

Funds deposited directly to your business bank account. Often same day.

FAQ

Questions from Automotive Repair owners like you

Do you fund independent shops or franchises?
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Both. Independent shops actually make up the majority of our automotive clients — you don't need to be a national brand to qualify.
My shop only does $25K a month. Can I qualify?
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Yes. Shops with $10K+ monthly revenue qualify. Smaller shops often get funded from $10K-$50K based on their history.
Can I finance used or refurbished equipment?
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Absolutely. Used lifts, refurbished aligners, second-hand scanners — all eligible as long as it's for your business.
What if I have past credit problems or a tax lien?
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We work with all credit profiles. Tax liens and past issues don't automatically disqualify you — your revenue is the primary factor.

Still have questions? Your advisor will answer everything on the call.

Keep your shop running with HeyFunder.

Apply in 5 minutes. A real advisor calls you shortly.

No hard credit pull.
100% free to apply
Advisor calls in 2 hours
Funded as fast as same day
🔒 Applying takes 5 minutes and will not affect your credit score.
💬

Ask an Advisor

Choose one of the options below and we'll be happy to help.

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OR REQUEST A CALLBACK
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👋

See your funding estimate in seconds

Enter your info and we'll calculate your personalized offer — no credit pull, no commitment.

✅ No upfront fees ⚡ Same-day funding 💳 All credit types
By submitting, you authorize United Lending Source LLC DBA HeyFunder to contact you at the number provided via calls, SMS, and autodialed messages. Not required to apply.
No thanks, I don't need funding right now