The gold standard of small business financing. Government-backed, low rates, and the longest repayment terms available — up to 25 years.
SBA 7(a) loans are partially guaranteed by the U.S. Small Business Administration, which allows lenders to offer lower rates and longer terms than conventional business loans. It's the most popular and flexible SBA loan program available.
Funds can be used for working capital, equipment, real estate, business acquisition, refinancing existing debt, and more. With terms up to 25 years, monthly payments are significantly lower than short-term alternatives.
SBA loans take longer to close than other products but offer the best long-term cost of capital for qualifying businesses.
Cover operating expenses, payroll, and day-to-day costs with long-term, affordable financing.
Purchase or refinance commercial property with terms up to 25 years.
Consolidate existing high-cost debt into one low monthly SBA payment.
Free to apply. An advisor will walk you through SBA eligibility.