Win bigger bids, cover payroll between draws, buy the equipment that changes your capacity. HeyFunder funds contractors who are ready to build something bigger.
✓ Equipment financing available
★ All trades welcome
24 Hours
Funded — Apply Today, Cash Tomorrow
All Credit
Types Welcome — 500+ Scores Considered
No Collateral
Required on Most Programs
5 Minutes
To Apply — No Paperwork Needed
Banks won't lend to a 2-year-old construction company. We funded $120K for an excavator the same week it was requested.
★★★★★
"Banks won't touch a 2-year-old construction company. HeyFunder got me $120,000 to buy a used excavator and cover payroll on two simultaneous jobs. Within 6 months I had twice the crew and three times the revenue. It literally changed my trajectory."
James R.
General Contractor · Dallas, TX
Why HeyFunder
Why business owners in your industry choose us
We've funded hundreds of businesses just like yours. Here's what sets us apart.
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Payroll can't wait for draw schedules.
30-60 day GC payment terms can leave your whole crew waiting. We bridge that gap so your best people stay on your jobs.
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Equipment equals revenue capacity.
One broken excavator or down truck directly caps your revenue. We fund emergency repairs and new purchases in 24 hours.
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Bid bonds open bigger doors.
Capital on hand helps you qualify for larger contracts and meet bonding requirements competitors can't match.
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We move as fast as a job site.
No slow loan committees. Most contractors get an offer within hours of submitting their application.
How Owners Use It
Real ways to put this funding to work
Click any scenario to apply — every one of these is something we fund every week.
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Equipment Purchase
Excavators, skid steers, dump trucks, scaffolding — buy the equipment that wins bigger bids and commands higher margins.
Apply →
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Payroll Bridge Funding
30-60 day GC terms leaving your crew underpaid? We bridge the gap so everyone gets paid on schedule.
Apply →
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Materials & Supplies
Buy lumber, steel, concrete, and materials upfront at bulk pricing before your draw schedule begins.
Apply →
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Bid Bonds & Insurance
Cover performance bonds, payment bonds, and insurance premiums to qualify for larger commercial contracts.
Apply →
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Crew Expansion
Take on more jobs simultaneously — hire additional crews, subcontractors, and project managers when demand spikes.
Apply →
❄️
Winter Working Capital
Keep your business alive through seasonal slowdowns. Cover overhead, insurance, and equipment maintenance.
Apply →
No obligation · Advisor calls in 2 hours
Simple Process
From application to funded — in as little as 24 hours
1
Apply in 5 Min
Fill out our quick online form. No hard credit pull to get started.
2
Advisor Reviews
A real HeyFunder funding specialist reviews your file and calls you shortly.
3
Pick Your Offer
We review your file and present your best funding options. You choose what works — no pressure.
4
Get Funded
Funds deposited directly to your business bank account. Often same day.
FAQ
Questions from Construction owners like you
Do you fund sole proprietors or only LLCs?
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Both. Whether you're filing as a sole prop or an LLC, if you have 6+ months in business and consistent revenue you likely qualify.
My revenue is project-based and inconsistent. Do I still qualify?
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Yes. We look at your 3-6 month trailing average — project-based income is completely normal in construction and we account for it fully.
Can I use funding to buy used equipment?
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Absolutely. Used equipment purchases are one of the most common uses among our construction clients.
I have a tax lien or past credit issues. Can I still get funded?
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In many cases, yes. Tax liens and credit issues don't automatically disqualify you. Revenue history and ability to repay are the primary factors.
Still have questions? Your advisor will answer everything on the call.
Build your business bigger with HeyFunder.
Apply in 5 minutes. A real advisor calls you shortly.
No hard credit pull.
100% free to apply
Advisor calls in 2 hours
Funded as fast as same day
🔒 Applying takes 5 minutes and will not affect your credit score.
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Ask an Advisor
Choose one of the options below and we'll be happy to help.
By submitting, you authorize United Lending Source LLC DBA HeyFunder to contact you at the number provided via calls, SMS, and autodialed messages. Not required to apply.
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Got it, !
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See your funding estimate in seconds
Enter your info and we'll calculate your personalized offer — no credit pull, no commitment.
✅ No upfront fees⚡ Same-day funding💳 All credit types
⚡ Calculating your estimate...
By submitting, you authorize United Lending Source LLC DBA HeyFunder to contact you at the number provided via calls, SMS, and autodialed messages. Not required to apply.
No thanks, I don't need funding right now
🎉
Great news,
Based on your profile, you may pre-qualify for:
Estimated Funding Range
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Based on your monthly revenue. Subject to approval.