Plumbing, HVAC &
Electrical Contractor Funding
Your crew is booked solid but you're waiting on a job check. A van breaks down. You need new equipment to bid commercial work. HeyFunder funds trades businesses fast — no runaround.
"I run a 6-truck HVAC company and landed my biggest commercial contract ever — a 12-unit apartment complex. I needed $85,000 for equipment, materials, and to float payroll through the first 60 days. HeyFunder funded it in 48 hours. That contract became a 3-year maintenance agreement. Game changer."
Trades businesses are revenue-rich but cash-poor.
Large jobs, delayed draws, and material costs upfront — trades businesses have strong revenue but constant cash timing gaps. We solve that.
Van down means revenue down.
A broken service vehicle or failed equipment costs you jobs every day it's out of service. We fund emergency repairs in 24 hours.
Commercial contracts need upfront capital.
Winning a commercial job is great. Having the tools, materials, and crew to start on day one is what we fund.
We help you bid bigger.
Working capital and equipment financing help you qualify for larger commercial and government contracts you couldn't take on before.
Real ways to put this funding to work
Click any scenario to apply — every one of these is something we fund every week.
Service Van & Fleet
New service vehicles, van upfits, tool storage systems — fund the fleet that lets you take on more service calls and commercial work.
Apply →Equipment & Tools
HVAC recovery machines, pipe inspection cameras, electrical test equipment, specialty tools — fund the gear that wins bigger bids.
Apply →Commercial Job Startup
Materials, subcontractors, permits, and payroll float for the first 30–60 days of a large commercial contract.
Apply →Payroll Between Job Payments
30–60 day payment terms on commercial jobs create payroll gaps. We bridge them so your best techs stay on your crew.
Apply →Hiring & Licensing
Add certified technicians, fund licensing exam prep, or hire an estimator to go after larger commercial opportunities.
Apply →Seasonal Working Capital
HVAC slow seasons, construction lulls — keep your business running and your team employed through the quiet months.
Apply →No obligation · Advisor calls in 2 hours
From application to funded — in as little as 24 hours
Apply in 5 Min
Fill out our quick online form. No hard credit pull to get started.
Advisor Reviews
A real HeyFunder funding specialist reviews your file and calls you shortly.
Pick Your Offer
We review your file and present your best funding options. You pick what works — no pressure.
Get Funded
Funds deposited directly to your business bank account. Often same day.
Questions from Plumbing, HVAC and owners like you
Still have questions? Your advisor will answer everything on the call.
Keep your crew working with HeyFunder.
Apply in 5 minutes. A real advisor calls you shortly.