Insurance Agency &
Financial Services Funding

Hiring producers, acquiring a book of business, upgrading technology — independent insurance agencies need capital to grow. HeyFunder moves fast without requiring collateral.

✓ No collateral required
★ Independent agencies welcome
Insurance Agencies
Insurance Agencies
24 Hours
Funded — Apply Today, Cash Tomorrow
All Credit
Types Welcome — 500+ Scores Considered
No Collateral
Required on Most Programs
5 Minutes
To Apply — No Paperwork Needed

Your next producer hire could generate $150K in new premium within 12 months. HeyFunder funds the ramp-up so you don't wait.

★★★★★
"I needed to hire two licensed producers and fund their full ramp-up period. Banks wanted three years of tax returns and physical collateral. HeyFunder funded $120,000 using only bank statements. We grew written premium by 40% that year. It's the best investment I've made in this agency."
David K.
Agency Owner · Philadelphia, PA
Why HeyFunder
Why business owners in your industry choose us
We've funded hundreds of businesses just like yours. Here's what sets us apart.
📈

Agencies grow through licensed producers.

Every new producer you hire is a compounding revenue asset. We fund the hiring and ramp-up period so you don't have to wait for production to catch up.

💻

Technology wins clients and retains them.

Agency management systems, comparative raters, CRM, and digital tools are table stakes. We fund the complete tech stack.

📣

Marketing fills the pipeline.

Google Ads, SEO, direct mail, referral programs — insurance agency growth is a marketing game and we fund the campaigns that win it.

🔄

Commission timing creates predictable gaps.

Quarterly or annual commission payments create real monthly cash flow swings. We bridge those gaps so your agency operates smoothly all year.

How Owners Use It

Real ways to put this funding to work

Click any scenario to apply — every one of these is something we fund every week.

👥

Producer Hiring & Ramp-Up

Hire licensed P&C, life, or commercial producers and fund the full 3-6 month ramp-up period before they reach production.

Apply →
💻

Agency Management Technology

AMS360, Applied Epic, HawkSoft, EZlynx, CRM systems, e-signature tools — fund your complete technology stack.

Apply →
📣

Marketing & Lead Generation

Google Ads, Facebook campaigns, direct mail, events, referral programs — fund the marketing that builds a consistent new-business pipeline.

Apply →
🏢

Office Expansion

New office space, renovation, additional workstations, phone systems — fund the physical infrastructure your growing team needs.

Apply →
📋

Book of Business Acquisition

Buy a retiring agent's renewal portfolio or a competitor's book before someone else does — we move fast on these.

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💰

Commission Bridge Funding

Bridge quarterly or annual commission payments to keep monthly cash flow smooth and predictable year-round.

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No obligation · Advisor calls in 2 hours

Simple Process

From application to funded — in as little as 24 hours

1

Apply in 5 Min

Fill out our quick online form. No hard credit pull to get started.

2

Advisor Reviews

A real HeyFunder funding specialist reviews your file and calls you shortly.

3

Pick Your Offer

We review your file and present your best funding options. You choose what works — no pressure.

4

Get Funded

Funds deposited directly to your business bank account. Often same day.

FAQ

Questions from Insurance Agency owners like you

Do you fund independent agencies of all sizes?
+
Yes. From a solo producer to a 25-person firm — if you have 6+ months of consistent commission revenue and a business bank account, you likely qualify.
Can I use funding to acquire a book of business?
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Yes — book of business acquisitions are one of our most popular insurance industry funding scenarios. Time matters on these deals and we move quickly.
How does commission-based income affect qualification?
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Commission revenue qualifies perfectly. We look at your monthly average across the trailing 3-6 months to determine your funding range.
Do you fund captive agents?
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We fund both independent and captive agents, though independent agents have more flexibility in use of funds. Captive agents should confirm there are no carrier-level restrictions.

Still have questions? Your advisor will answer everything on the call.

Grow your agency faster with HeyFunder.

Apply in 5 minutes. A real advisor calls you shortly.

No hard credit pull.
100% free to apply
Advisor calls in 2 hours
Funded as fast as same day
🔒 Applying takes 5 minutes and will not affect your credit score.
💬

Ask an Advisor

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👋

See your funding estimate in seconds

Enter your info and we'll calculate your personalized offer — no credit pull, no commitment.

✅ No upfront fees ⚡ Same-day funding 💳 All credit types
By submitting, you authorize United Lending Source LLC DBA HeyFunder to contact you at the number provided via calls, SMS, and autodialed messages. Not required to apply.
No thanks, I don't need funding right now