Restaurant &
Food Service Funding
Slow seasons, broken equipment, expansion dreams — HeyFunder gets restaurants funded fast. We know this business moves at the speed of a dinner rush, and so do we.
"Three banks turned me down because of my credit score. HeyFunder got me $85,000 in 48 hours to replace my entire kitchen line after a fire. We were back open in 3 weeks. I can't believe how fast and easy it was."
We look at revenue, not just credit.
Your daily sales and card processing history tell us everything we need to know. Low credit scores don't automatically disqualify restaurant owners with us.
Speed that matches your urgency.
Equipment breaks on a Friday night. You need capital by Monday. We approve and fund in 24-48 hours — not weeks.
A real advisor who knows restaurants.
Your dedicated specialist understands ticket averages, seasonal swings, and the realities of running a kitchen. Not a generic call center.
Come back anytime.
Return clients get priority processing and better terms. Most restaurant owners fund with us 2-3 times as their business grows.
Real ways to put this funding to work
Click any scenario to apply — every one of these is something we fund every week.
Kitchen Equipment Emergency
Fryer down, walk-in failing, oven on the fritz — get emergency equipment funded in 24 hours before another service is lost.
Apply →Full Renovation & Remodel
New dining room, bar build-out, patio addition, kitchen upgrade — fund the transformation that brings in more covers and higher tickets.
Apply →Seasonal Cash Flow Bridge
Slow winter, summer lull, post-holiday dip — working capital that flexes with your revenue so payroll never misses.
Apply →Bulk Inventory & Catering Prep
Pre-season purchasing, holiday menu stock, new catering contracts — buy smarter with upfront capital.
Apply →Hiring Seasonal Staff
Ramp up for a busy season, hire a sous chef, or build your FOH team without waiting for revenue to catch up.
Apply →Second Location Build-Out
Ready to open your next spot? We fund full restaurant build-outs from FF&E to grand opening inventory.
Apply →No obligation · Advisor calls in 2 hours
From application to funded — in as little as 24 hours
Apply in 5 Min
Fill out our quick online form. No hard credit pull to get started.
Advisor Reviews
A real HeyFunder funding specialist reviews your file and calls you shortly.
Pick Your Offer
We review your file and present your best funding options. You choose what works — no pressure.
Get Funded
Funds deposited directly to your business bank account. Often same day.
Questions from Restaurant owners like you
Still have questions? Your advisor will answer everything on the call.
Ready to grow your restaurant with HeyFunder.
Apply in 5 minutes. A real advisor calls you shortly.