Transportation &
Trucking Funding

Trucks break down, fuel costs spike, freight payment terms are slow. HeyFunder keeps your fleet on the road with capital that moves as fast as you do.

✓ Owner-operators welcome
★ 1 truck minimum
Transportation
Transportation
24 Hours
Funded — Apply Today, Cash Tomorrow
All Credit
Types Welcome — 500+ Scores Considered
No Collateral
Required on Most Programs
5 Minutes
To Apply — No Paperwork Needed

A turbo blows on I-40 on Thursday. You need $12,000 by Friday or you miss the weekend run. That's exactly when HeyFunder shows up.

★★★★★
"Blew a turbo on I-40 on a Thursday afternoon. Twelve thousand dollar repair. HeyFunder had me funded by Friday afternoon. My dispatcher didn't even know I had a problem. I was back rolling by Saturday morning. That's the kind of speed that keeps a trucking business alive."
D. Williams
Owner-Operator · Memphis, TN
Why HeyFunder
Why business owners in your industry choose us
We've funded hundreds of businesses just like yours. Here's what sets us apart.
⚡

Transportation emergencies can't wait.

Every hour a truck sits down is lost revenue. We fund emergency repairs within hours so your run doesn't get missed.

⛽

Fuel costs are unpredictable.

Diesel price spikes can crush cash flow fast. We help owner-operators and fleets pre-fund fuel and manage costs without draining reserves.

🕐

Freight payment terms are too slow.

Running loads today, getting paid in 45 days — we bridge that gap so you keep taking new freight without cash flow stress.

🚛

Add trucks when the freight is there.

Don't miss load opportunities because you lack capital. Fund fleet expansion based on demand, not bank committee approval.

How Owners Use It

Real ways to put this funding to work

Click any scenario to apply — every one of these is something we fund every week.

🚚

Emergency Truck Repairs

Engine, transmission, turbo, tires, DEF system — fund emergency repairs in hours so your truck gets back on the road fast.

Apply →
⛽

Fuel Cards & Operating Costs

Pre-fund fuel cards, cover dispatch fees, weigh station passes, and daily operating costs without depleting reserves.

Apply →
🚛

Fleet Expansion

Add a new truck, hire a driver, and take on more loads when freight demand is strong and the opportunity is there.

Apply →
📋

Insurance & DOT Permits

Annual insurance premiums, IFTA, IRP, DOT compliance, UCR registration — fund the costs that keep you legal and moving.

Apply →
💰

Freight Payment Gap

30-60 day freight payment terms while your fuel and maintenance hits daily — working capital bridges that gap.

Apply →
🏢

Dispatch & Operations

Hire a dispatcher, upgrade your TMS, lease a yard, or build the back-office infrastructure for a real fleet.

Apply →

No obligation · Advisor calls in 2 hours

Simple Process

From application to funded — in as little as 24 hours

1

Apply in 5 Min

Fill out our quick online form. No hard credit pull to get started.

2

Advisor Reviews

A real HeyFunder funding specialist reviews your file and calls you shortly.

3

Pick Your Offer

We review your file and present your best funding options. You choose what works — no pressure.

4

Get Funded

Funds deposited directly to your business bank account. Often same day.

FAQ

Questions from Transportation owners like you

Do you fund owner-operators with just one truck?
+
Yes. Single truck owner-operators are welcome. You need 6+ months in business and consistent freight revenue to qualify.
Does freight broker revenue count toward qualification?
+
Yes. Revenue from freight brokers counts exactly the same as direct shipper revenue. We understand how freight payment timing works.
Will a recent DOT violation affect my application?
+
DOT violations alone don't automatically disqualify you. We look at the full financial picture — primarily your revenue history.
Can I use funding to purchase a used truck or semi?
+
Yes — used truck purchases are extremely common among our transportation clients. Both straight trucks and Class 8 semis qualify.

Still have questions? Your advisor will answer everything on the call.

Keep your fleet moving with HeyFunder.

Apply in 5 minutes. A real advisor calls you shortly.

No hard credit pull.
100% free to apply
Advisor calls in 2 hours
Funded as fast as same day
🔒 Applying takes 5 minutes and will not affect your credit score.
💬

Ask an Advisor

Choose one of the options below and we'll be happy to help.

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👋

See your funding estimate in seconds

Enter your info and we'll calculate your personalized offer — no credit pull, no commitment.

✅ No upfront fees ⚡ Same-day funding 💳 All credit types
By submitting, you authorize United Lending Source LLC DBA HeyFunder to contact you at the number provided via calls, SMS, and autodialed messages. Not required to apply.
No thanks, I don't need funding right now